Zakat Calculator

Work Out Your Zakat in Under 2 Minutes

A guided, three-step calculator that adds up what you own, what you owe, and tells you exactly how much zakat is due, checked against today's nisab threshold.

100% Donation Policy UK Charity No. 1202015 Free, no sign-up
1 What you own
2 What you owe
3 Your zakat

What you own

Add up your assets. Leave anything that does not apply to you at zero.

£
Notes, coins, current accounts and cash ISAs.
Include cash kept at home, all bank current accounts, easy access and fixed term savings, and cash held in cash ISAs.
£
Savings pots held separately from your main accounts.
For example, savings pots, joint savings accounts, or money set aside for a goal that you could access if needed.
grams
Enter the weight in grams, we work out the value for you.
Gold price used:
£
per gram
Indicative price, tap to adjust to today's rate. £0.00
Include gold jewellery, coins and bars. Scholars differ on whether jewellery worn regularly is zakatable, see the FAQ below.
grams
Enter the weight in grams, we work out the value for you.
Silver price used:
£
per gram
Indicative price, tap to adjust to today's rate. £0.00
Include silver jewellery, coins and bars, valued at current resale price.
£
Stock held for resale, valued at current market price.
Do not include equipment, premises or vehicles used to run the business, only stock intended for sale and business cash reserves.
£
Loans or debts you are confident will be repaid.
Only include money you expect to receive back. If repayment is doubtful or long overdue, many scholars say you can exclude it until it is actually received.
£
Current market value of shares, funds and investments.
Use the current market value, not the amount originally invested. Shares held for trading are usually zakatable in full.
Net wealth so far £0.00
Step 1 of 3
Understand your obligation

What Is Zakat, and How Is It Calculated?

Zakat is one of the five pillars of Islam. It is an obligatory act of worship in which a Muslim gives 2.5% of their qualifying wealth to those entitled to receive it, once that wealth has been held for a full lunar year and is at or above the nisab threshold. Below is a quick guide to how it applies to the most common types of wealth.

Prayer beads used for dhikr

When is zakat due?

Zakat becomes due once your wealth has remained at or above the nisab threshold for one full lunar year. This date is personal to you, based on when your wealth first reached nisab, so zakat can fall due at any point in the year, not only during Ramadan, although many Muslims choose to pay during Ramadan for its extra reward.

What does nisab mean?

Nisab is the minimum amount of wealth a Muslim must hold before zakat becomes obligatory. It is traditionally measured using either 87.48g of gold or 612.36g of silver. Because metal prices move daily, the pound value of nisab changes with them, which is why this calculator lets you adjust the price per gram.

Zakat on gold, explained

Zakat on gold is worked out on the current resale value of gold you own, including coins, bars and, according to many scholars, jewellery kept for regular wear. Enter the weight in grams and today's gold price, and the calculator works out the pound value for you.

Zakat on savings

Cash held in current accounts, savings accounts and at home all counts towards your zakatable wealth. Add your total cash and savings, deduct any debts due immediately, then compare the figure against the nisab threshold.

2.5%Zakat rate on qualifying wealth
87.48gGold nisab threshold
612.36gSilver nisab threshold
Please note: this calculator gives general guidance based on the figures you enter and current metal prices you provide. It does not account for every personal circumstance. For complex situations, such as pensions, property or business assets, please consult a qualified scholar.
Common questions

Zakat Calculator FAQs

Zakat is obligatory on every adult, sane Muslim who owns wealth at or above the nisab threshold for a full lunar year. This includes cash, savings, gold, silver, business stock and other qualifying assets, once any debts due immediately have been deducted.
No, zakat is not tied to Ramadan. It becomes due on your own personal lunar anniversary, the date your wealth first reached nisab and stayed there for a full lunar year. That date could fall in any month. Many Muslims choose to pay during Ramadan anyway, for its extra reward, but zakat can be worked out and given at any time of year.
Scholars hold differing views on this question. Some hold that zakat is due on all gold owned, including jewellery worn regularly, valued at its current resale price. Others hold that gold jewellery kept for personal wear, within reasonable limits, is exempt. Given this difference of opinion, we would encourage you to follow the view you are confident in, and to consult a scholar if you are unsure how it applies to you.
The silver nisab (612.36g) is lower in pound terms than the gold nisab (87.48g), so more people's wealth reaches it. This calculator uses the silver nisab by default, as it is widely recommended for cash and mixed assets, since it means more wealth becomes zakatable and more support reaches those in need. You can switch to the gold nisab at any time using the toggle in step three.
Yes. Projects that directly serve zakat-eligible recipients, such as the poor and needy, are generally accepted as valid uses of zakat by most scholars. Our water projects in Gaza and orphan sponsorship programme both reach families in genuine hardship, so your zakat can be allocated to either. Simply select "Zakat" as your donation type at checkout so it is recorded and distributed correctly.

Ready to Give Your Zakat?

Your zakat can bring clean water to families in Gaza who need it most, or help sponsor an orphan's care. Every donation is handled with care and delivered where it is needed.

Give Zakat to Gaza Water
Charity No. 1202015 100% Donation Policy Zakat-Eligible Projects

Aid For Mankind is a registered UK charity, number 1202015. This calculator is provided for general guidance only and does not constitute religious or financial advice.

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